The Best Mortgage Calculators On the Web! Please try my Java loan and mortgage calculators. They take a minute to load, but they are worth it! Each calculator has dynamic graphs and charts that change - right before your eyes - as you enter different information. Try each calculator with different interest rates, loan amounts, and payment schedules. The mortgage repayment schedule and other reports are fully customizable - just for your home, your interest rate, your loan amount, your taxes, and more. Would you like a print out, for your records and future reference? Each calculator includes a View Report button. Click it, hit print, and you have a report, customized just for you... 15 vs. 30 Yr Mortgages
Determining which mortgage term is right for you can be a challenge. With a 15 year mortgage you will pay significantly less interest, but only if you can afford the higher monthly payment. Use this calculator to compare these two mortgage terms, and let us help you decide which term is better for you.
Definitions
- Mortgage amount
- Original or expected balance for your mortgage.
- Interest rate
- Annual interest rate for your mortgage. Interest rates are generally lower for shorter term mortgages.
- Marginal tax rate
- This is your combined state and federal tax rate. This is used to calculate your potential income tax savings by deducting your mortgage interest.
- Monthly payment
- Monthly principal and interest payment (PI). Both 30 year and 15 year mortgages are shown.
- Total payments
- Total of all monthly payments over the full term of the mortgage. Both 30 year and 15 year mortgages are shown.
- Total interest
- Total of all interest paid over the full term of the mortgage. Both 30 year and 15 year mortgages are shown.
The mortgage calculators are provided by KJE Computer Solutions, LLC and made available to NUMBER1EXPERT as self-help tools for your independent use and are not intended to provide investment advice. We can't guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
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Selling Your Home >Selling and Lock Boxes
Having your house on the market involves a certain invasion of your privacy. Real estate agents will be previewing it and showing it to buyers with some regularity. While you want to make your home reasonably accessible to the real estate professionals and their prospects, you don't want to run the risk of stepping out of your shower just as a broker is ushering in buyers.
In many areas real estate agents use a handy little tool of the trade called a "lock box". When a property is occupied, the agent first calls to let the owner know when they will be coming by. If no one is at home, the agent can get into the house with a key stored in the lock box.
The other extreme of accessibility is to require a day's notice before a showing, and to insist that your real estate agent be present at each one. This will eliminate a lot of the inconvenience to you, but it may also eliminate a lot of showings of your house. Whatever arrangements you work out, keep in mind that the easier you make it for real estate agents to open and show your home, the easier it will be to sell it quickly.
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Where will you find the world's largest indoor waterfall?
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| A |
The lobby of the International Center in Detroit, Michigan has a waterfall of 114 feet, backed by 9,000 square feet of marble. |
See More Real Estate Trivia > |
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Mina Sultani Coldwell Banker 7272 Wisconsin Ave Ste:100 Bethesda, MD 20814 Office: 301-718-0010 Fax: 301-634-4188 Cell: 571-331-5909 24 hr Hot line: 1-800-731-7113 mina@minasultani.com minaultani@numberiexpert.com msultani@cbmove.com
Mina Sultani has earned a Ph.D. and a handful of master�s degrees. When it�s time to buy or sell�especially in Logan Circle, Central, Foggy Bottom or Dupont Circle�there�s no smarter choice than Mina Sultani. Simultaneously, she�s warm and approachable, with an absolutely effervescent sense of humor and quick, contagious laughter. Overall, Mina displays the kind of sophistication and energy that are perfectly in tune with her home base; Washington, D.C. There�s another reason she fits into this international setting so comfortably and credibly. Mina has lived in several countries and traveled to more than 50. �There�s nothing more exciting than meeting new people, experiencing new cultures and seeing new landscapes.� It�s no surprise that Mina felt drawn to Washington, D.C.�s cosmopolitan character. As a place to live and work, the capital suits her perfectly. 

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